Is It Time to Hand Your Million Dollar Portfolio Over to an Investment Manager or Financial Advisor?

Managing a portfolio worth over $1 million is a major responsibility. As an experienced investor, you've successfully built substantial wealth—congratulations! In this blog post, we'll explore the key benefits of using investment managers for portfolios over $1 million and help you determine if it may be the right choice for your needs. If you’ve asked yourself, “Should I hire a financial advisor?”, this post is for you.

The 8 Ways to Get Income in Retirement and How These Income Sources Are All Taxed Differently

What income sources are available to retirees? How are these income sources taxed? And how does taking from one source affect the tax rates on another source? There are several possible sources for your retirement income, and many are taxed differently from each other. Some are taxed at capital gains tax rates, others at ordinary income tax rates, and others are not taxed at all. And still, social security is taxed differently. Beyond that, the amount of your taxable income from these sources affects other “taxes” like Medicare IRMAA premiums and the Net Investment Income tax for Obamacare.

Notable Periods When Inflation Went Down

Here are some notable periods when inflation went down, highlighting the economic conditions and impacts during those times: The Early 1980s, The Early 1990s, The Great Recession, Early Covid Pandemic

What Happens When Inflation Goes Down?

Inflation is when the prices of goods and services go up over time. When inflation goes down, it means that prices are not rising as quickly as they were before. This change can have a big impact on different parts of the economy, including markets, mortgage rates, interest rates, and consumer spending. Let's take a closer look at how lower inflation affects these areas.

Maximizing Your 401(k) And When To Do a Rollover

Planning for retirement is a cornerstone of financial security, and a 401(k) plan is a powerful tool to help individuals achieve their long-term savings goals. At One Bridge Wealth Management, St. Louis Financial Advisors, we understand the importance of maximizing the potential of your 401(k) plan to secure a comfortable retirement. In this article, we'll explore four key strategies to unlock 401(k) success and help set yourself up for a prosperous future.

Tax Cuts and Tragedy: JFK Wanted to Lower Income Taxes and LBJ’s Political Maneuverings To Get It Done

A pivotal moment in American tax policy unfolded during President Lyndon B. Johnson's tenure with the passage of the Revenue Act of 1964, a culmination of political maneuvering initiated by President John F. Kennedy.

People Don't Think The Economy is Doing Well, But It Actually Is

There has never been a greater disconnect between how the economy is performing and how we feel about it. People feel so negative about the economy and the way the country (and the world) is headed, yet the economy is strong. Look at the facts (and if you want chart-proof, then scroll all the way down) and decide for yourself. Is this mass delusion and what has caused it?

A Journey Through Time: The History of Income Tax in the United States

The roots of income taxation in the United States can be traced back to the Civil War era. In 1861, to finance the Union's war effort, Congress passed the Revenue Act, which levied a 3% tax on incomes over $800. This tax was repealed after the war, but the idea of taxing income had taken root. Teddy Roosevelt re-implemented them in 1908 and JFK tried to cut them in 1963. Read this for knowledge that can help you improve your investment portfolios.

Your Retirement Defense Checklist: Can you check these 8 items off your list?

Check the following 8 points off your list to help ensure you’re prepared for a successful retirement. A black swan event is an unpredictable, unexpected occurrence that has widespread, major consequences.

What To Do When Changing Jobs: The 10 Item Checklist

Transitioning to a new job is an important milestone that can impact your financial landscape. Whether you're embarking on a career change or seizing a fresh opportunity, it's crucial to take proactive steps to manage your finances during this period of transition. At One Bridge Wealth Management, we recognize the significance of job changes and stand ready to assist you in navigating these financial adjustments. In this article, we'll outline ten essential actions to undertake when changing employers, ensuring a seamless transition with a focus on your financial well-being.