Cottleville Financial Planning and Wealth Management
Financial Advisors for Cottleville
If you're looking for financial planning consultants, Cottleville residents can call One Bridge Wealth Management. We are an independent firm of wealth management professionals who understand that our responsibility, first and foremost, is to our clients. We are founded with the mission to improve the financial lives of our clients and their families by delivering quality, customized services to them. We have a dedicated team of competent and experienced professionals who will get to know you and your financial needs, and then will design, implement, and monitor a financial plan on a long-term basis. You can think of us as the outsourced CFO for your family and let us help you with your many financial questions.
If you're looking for financial planning consultants, Cottleville residents can call One Bridge Wealth Management. We are an independent firm of wealth management professionals who understand that our responsibility, first and foremost, is to our clients. We are founded with the mission to improve the financial lives of our clients and their families by delivering quality, customized services to them. We have a dedicated team of competent and experienced professionals who will get to know you and your financial needs, and then will design, implement, and monitor a financial plan on a long-term basis. You can think of us as the outsourced CFO for your family and let us help you with your many financial questions.
Services We Provide
We offer a comprehensive list of financial planning and management services, including the following categories:
- Investment Mangement
- Tax Strategies
- Risk Management & Insurance
- Retirement Planning
- Estate Planning
- Business Planning
- Employee Retirement Plan Consulting
- Employer Retirement Plan Consulting
You can find more information about any of these topics on their specific pages, right here within our website. For a more in-depth analysis and/or discussion about your personal situation, schedule a consultation with John or Mark at your earliest convenience. In addition, see the below sections on two common topics.
Tax Strategies
These subject covers tax planning regarding your investments and other ways to help the tax code work in your favor. We can help you invest smartly, so that you are in the investment vehicle with the tax benefits that are right for you. We help to ensure that your assets are located in a tax-efficient account type for your situation. For instance, it may be more appropriate to have your growth oriented investments inside a Roth IRA instead of a Traditional IRA because of the tax implications. Many tax considerations and strategies can be included in the financial plan, such as:
- Tax Loss Harvesting
- Optimal withdrawal strategy from Taxable Accounts, Roth and Traditional IRAs
- Capital gains tax management
- Tax-exempt income
- Tax implications of ETFs vs. Mutual Funds
- Roth Conversions
- Qualified dividends
We will help you design a financial plan with an investment portfolio that helps address these issues. We look forward to serving you.
Business Planning
If you own a business, it is likely your most significant asset, and therefore greatly impacts the economic well-being of your family, as well. Therefore, it is vital to properly plan and prepare for factors that could be a risk to your business. Many times, one of the largest business risks is addressed through succession planning via a buy/sell agreement funded by life insurance. We can advise on this. Another business planning aspect you may not be aware of are the several tax incentives and business deductions for business owners. For example, the "SECURE" Act was passed in 2019 and offers a significant $500 incentive to small business who set up a new 401K retirement plan for their employees. It also offers another $500 for designing the plan with auto enrollment. No matter what your business needs are, the financial advisors Cottleville residents can call are at One Bridge Wealth Management.
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Investors should consult with a tax or legal professional regarding their individual situations.